Welcome to FNBT Bank serving the Emerald Coast for 60 years


  • No Monthly Service Charge
  • No minimum balance requirement
  • FREE-Debit/ATM Card (combination)
  • FREE-Electronic Bank Statement
  • FREE-Mobile Banking
  • FREE-Online Banking
  • FREE-Home Deposit
  • FREE-Telephone Banking

Open your FREE No Service Charge

Debit Card Account Today...

If you have questions or require assistance, please contact our Friendly Helpful Staff at
   (850)796-2000. We are available Monday through Friday from 8:00 am to 5:00 pm.

Bank Owned Real Estate for Sale

Need a loan Email your loan request to LoansOnline@fnbt.com

Coming Soon: Same Day ACH Payments

Beginning Friday 9/15/17, certain electronic payments may
post to your bank account(s) the same day they are initiated

For more information on how this could affect your account(s),
please review the Same Day ACH document link
Same Day ACH

We appreciate your business!