Welcome to FNBT Bank serving the Emerald Coast for 60 years

  • No Monthly Service Charge
  • No minimum balance requirement
  • FREE-Debit/ATM Card (combination)
  • FREE-Electronic Bank Statement
  • FREE-Mobile Banking
  • FREE-Online Banking
  • FREE-Home Deposit
  • FREE-Telephone Banking
Open your FREE No Service Charge
Debit Card Account Today...
Bank Owned Real Estate for Sale
Tips for Preventing Online Banking Fraud
If you receive an error message “Invalid PIN”
when using your FNBT Bank ATM or Debit Card
please visit any FNBT Office for assistance.

Need a loan Email your loan request to LoansOnline@fnbt.com

If you have any questions or need assistance please contact our Friendly Staff, Monday through Friday from 8:00 am to 5:00 pm at 850-796-2000

We appreciate your business!