Welcome to FNBT Bank serving the Emerald Coast for 60 years


New Credit Card Information*

You should have received your new FNBT Bank Credit Card in the mail. Your New FNBT Bank Credit Card is Black to distinguish it from our previous cards.

Please read the below instructions carefully

  • This is your new FNBT Bank credit card that will replace your existing credit card on Friday July 20, 2018
  • Your New Credit Card is Chip Enabled.
  • You MUST begin using this new card on Friday July 20, 2018.
  • Your Existing Card will longer work after Thursday July 19, 2018.
  • You must ACTIVATE this new card prior to using the card
  • ACTIVATE your new card online by clicking Activate New Credit Card or by calling (850)796-2122 and following the prompts
  • Instructions on how to access your Credit Cards Online


For all RECURRING OR AUTOMATIC PAYMENTS ...Please contact those merchants and provide them with your new card information to ensure continuous service.


A New PIN, for ATM use, is being sent to you in a separate mailing.


Please contact us when you will be traveling to ensure that your card works properly, as we have security features in place that may cause transactions to be declined.


If you have questions or need assistance please email us at bankcards@fnbt.com or call us at (850)796-2000