Welcome to FNBT Bank serving the Emerald Coast for 60 years

Please remember, regular email is not secure!
If your email to us includes confidential personal information,
your account numbers, your debit card number
or your social security number,
please use our Secure Email Webpage

FNBT Bank will be closed Tuesday July 4th, 2017
in celebration of Independence Day.


  • No Monthly Service Charge
  • No minimum balance requirement
  • FREE-Debit/ATM Card (combination)
  • FREE-Electronic Bank Statement
  • FREE-Mobile Banking
  • FREE-Online Banking
  • FREE-Home Deposit
  • FREE-Telephone Banking

Open your FREE No Service Charge

Debit Card Account Today...

If you have questions or require assistance, please contact our Friendly Helpful Staff at
   (850)796-2000. We are available Monday through Friday from 8:00 am to 5:00 pm.

Bank Owned Real Estate for Sale

Need a loan Email your loan request to LoansOnline@fnbt.com

* * * Warning * * *

Due to Kmart's confirmed data breach we have taken proactive measures to secure your account and debit card activity. If you experience problems with your current debit card please contact us at 850-796-2000 during our normal business hours Monday through Friday 8 am to 5 pm for assistance.

We appreciate your business!